A $1,000 “Trump account” seed investment could grow to about $5,600 by the time a child reaches 18, based on the S&P 500’s average annual return for nearly the past 70 years.
President Donald Trump has formally introduced the new Trump accounts program, a pilot initiative that would deposit $1,000 into individual investment accounts for children born between 2025 and 2028.
The accounts are designed to build long-term savings through market gains — an approach supporters say expands access to wealth-building tools traditionally used by families who already invest.
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